Equip your business with our low-rate Equipment Loans!

Fast approval and funding in just 24 hours.
Google Rating
5.0
Trusted by 1000+ Clients

Invest in Better Equipment

Get the equipment your business needs with fast approvals, competitive rates, and flexible finance solutions. Whether you’re upgrading machinery, purchasing vehicles, or investing in new technology, we’ll help you secure the right equipment loan to support your growth and keep your operations running smoothly.
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10+ Years Experience in Finance
Fast Response Within 24 hours

What can I fund with a Car Loan?

Truck Loans

Low Doc Equipment Finance

Commercial Hire Purchase

Equipment Chattel Mortgage

Construction Equipment Finance

Heavy Machinery

Ready to power up your business?

Thinking of upgrading machinery, expanding your fleet, or investing in new technology, we offer tailored equipment loans to meet your needs. With competitive rates, flexible terms, and a fast approval process, securing the right equipment has never been easier. Our quick funding and manageable repayments let you focus on growing your business and achieving success.

What type of loan do you need?

No biggie, but we’ve got the highest 5-star Google ranking in lending*

Real reviews from real clients who secured finance with One 2 Capital.

Still Have Questions?

Our finance experts are here to help you choose the right loan for your needs.

Frequently Asked Questions

Why should I choose One 2 Capital?

One 2 Capital stands out with over 10 years of experience and more than 10,000 car loans settled. You’ll enjoy personal service, dealing directly with a broker from start to finish. Your credit score is protected as we match you with the best lender the first time. With fast approval in as little as one hour and a simple online application process, getting a loan is hassle-free. One 2 Capital offers low rates and access to options from over 50 lenders. Rated 5.0 stars by more than 600 customers on Google, our reputation speaks for itself.

What if I have a poor credit score?

If you have a poor credit score, One 2 Capital can still help. We specialise in finding the right loan options for all credit situations by working with over 50 lenders. Our brokers match you with a lender who understands your circumstances, ensuring your credit score is protected and giving you the best chance of approval.



Why are you different to the big banks?

One 2 Capital offers a personalised approach that sets us apart from the big banks. You deal directly with a dedicated broker who guides you from start to finish, rather than being passed between departments. We focus on protecting your credit score by matching you with the right lender the first time. With fast approval times, a simple online application process, and access to over 50 lenders, we provide more flexibility and tailored options compared to traditional banks.

Can I talk to a loan specialist?

Yes, you can talk to a loan specialist at One 2 Capital. Our dedicated brokers are available to guide you through the process, answer your questions, and find the best loan option for your needs. Simply reach out, and we’ll connect you with a specialist to get started.

What support do you offer throughout the application process?

One 2 Capital provides comprehensive support throughout the application process. From the start, you’ll work directly with a dedicated broker who guides you step by step. We assist with completing your application, answer any questions, and ensure all documentation is in order. Our team keeps you updated on your application’s progress and works to secure the best loan option for your needs, making the process smooth and stress-free.

What types of equipment can I finance, and can I finance used equipment?

You can finance various equipment essential to your business, including vehicles (cars, trucks, vans), industrial machinery, construction equipment, agricultural tools, and office technology like computers and printers. Used equipment can also be financed, though terms and rates may vary depending on its age and condition.

What’s the difference between leasing and financing equipment?

Leasing allows you to rent equipment for a set period without owning it, typically with lower monthly payments. Equipment loans let you own the equipment outright after paying off the loan. Leasing may be the better option if you only need the equipment temporarily. For long-term needs, financing is usually more cost-effective.

What are equipment finance's typical repayment terms and interest rates?

Repayment terms for business equipment financing can range from a few months to several years, depending on your needs and the equipment you’re financing. Equipment finance rates start as low as 6.19%, though actual rates depend on factors like your credit score, the loan amount, and the type of equipment. Flexible terms are available to suit different cash flow situations.

Are there tax benefits to equipment finance?

Yes, equipment finance can offer tax benefits, such as deductions on interest payments or GST benefits on eligible purchases. However, it’s essential to consult a tax advisor to understand how these benefits apply to your business and ensure you maximise your savings.

How do I apply for equipment finance, and can I refinance existing debt?

Applying for business equipment financing is straightforward. You’ll need to provide basic details about your business, the equipment you want to finance, and financial information. One 2 Capital offers streamlined no-documentation and low-documentation options, with possible same-day approvals. While equipment finance is typically used for new purchases, you may explore refinancing existing debt, depending on your situation.

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