Keep your business moving with reliable truck finance solutions. Access competitive rates, flexible terms, and fast approvals tailored to your transport needs.
100% Secure Your information
10+ Years Experience in Finance
Fast Response Within 24 hours
Australia's #1 for Truck Loans
Apply and get approved in minutes
$0 early repayment fee
Apply without impacting your credit score
Low rates, low repayments
Secured & unsecured loan options
Bad credit personal loan options available
High approval rate for Bad Credit Loans
We're Brokers & Real People
Boost Your Business with the Right Truck Loan
A Truck Loan helps businesses acquire or refinance trucks—new or used—to grow your fleet or replace outdated vehicles. We offer flexible repayments and competitive rates to meet your needs.
Whether you need a new or used truck, our flexible truck loan options offer competitive rates, tailored repayments, quick approvals, and consideration for all credit histories, making it easy for registered businesses trading for 6+ months to get the right vehicle and keep operations moving smoothly—apply today!
Such a good team, very helpful, and the process was actually fast and easy. Always update me with things that I need for my application and it only take couple of days to process everything. Definitely recommend the team 10/10🫱🏼🫲🏾
Absolutely brilliant staff and amazing efficiency! Cannot explain how easy it was to work with them and to get our car loan sorted! Would recommend to absolutely anyone!
The process was an absolute breeze, and everyone I dealt with was so accommodating, very knowledgeable, and clear in explaining everything. My situation was quite complex, and I honestly didn’t think I’d be able to secure finance. To my surprise, they had it approved in less than a day!
Thank you so much, guys.
Excellent service from start to finish! My broker went above and beyond to help me secure my new car finance. Very professional, helpful, and easy to work with. Highly recommended!
I had a fantastic experience securing my vehicle loan. Their team was professional, efficient, and made the entire process smooth and stress-free. I highly recommend their services to anyone seeking reliable financial support!
To qualify for a truck loan, you need an active ABN, at least six months of trading history, and to be an Australian citizen or permanent resident. With One 2 Capital, the application process is straightforward. They offer no-documentation loans up to $150k and low-documentation loans up to $1M, making it easier to secure funding based on your documentation level.
What Are the Interest Rates and Fees for Truck Loans Australia?I Eligible for a Truck Loan in Australia?
Interest rates start as low as 6.19%, but your final rate depends on factors like your credit score, loan amount, and the type of truck you’re financing. Other fees, such as origination or establishment fees, may apply depending on the lender, but we work to find the most competitive options for your needs.
How Much of a Deposit Do I Need?
With One 2 Capital, no deposit is required in many cases, allowing you to finance the full value of your truck. This flexibility gives your business more freedom to manage cash flow without upfront costs.
Can I Finance a Used Truck with Truck Financing?
Yes! We can find you truck finance for both new and used trucks. Terms and rates may vary depending on the vehicle’s age and condition, but we offer competitive options for both types of trucks.
What Loan Terms Are Available for Truck Loans and Commercial Truck Financing?
Loan terms are flexible and tailored to your business needs. The term length depends on the loan amount and your business’s cash flow, ensuring manageable repayments that fit your operations.
