Real reviews from real clients who secured finance with One 2 Capital.
Our finance experts are here to help you choose the right loan for your needs.
One 2 Capital stands out with over 10 years of experience and more than 10,000 car loans settled. You’ll enjoy personal service, dealing directly with a broker from start to finish. Your credit score is protected as we match you with the best lender the first time. With fast approval in as little as one hour and a simple online application process, getting a loan is hassle-free. One 2 Capital offers low rates and access to options from over 50 lenders. Rated 5.0 stars by more than 600 customers on Google, our reputation speaks for itself.
If you have a poor credit score, One 2 Capital can still help. We specialise in finding the right loan options for all credit situations by working with over 50 lenders. Our brokers match you with a lender who understands your circumstances, ensuring your credit score is protected and giving you the best chance of approval.
One 2 Capital offers a personalised approach that sets us apart from the big banks. You deal directly with a dedicated broker who guides you from start to finish, rather than being passed between departments. We focus on protecting your credit score by matching you with the right lender the first time. With fast approval times, a simple online application process, and access to over 50 lenders, we provide more flexibility and tailored options compared to traditional banks.
Yes, you can talk to a loan specialist at One 2 Capital. Our dedicated brokers are available to guide you through the process, answer your questions, and find the best loan option for your needs. Simply reach out, and we’ll connect you with a specialist to get started.
One 2 Capital provides comprehensive support throughout the application process. From the start, you’ll work directly with a dedicated broker who guides you step by step. We assist with completing your application, answer any questions, and ensure all documentation is in order. Our team keeps you updated on your application’s progress and works to secure the best loan option for your needs, making the process smooth and stress-free.
The amount you can borrow with a personal loan depends on factors like your income, credit score, and repayment ability. At One 2 Capital, we offer flexible loan amounts to suit your needs. You can use a personal loan for various purposes, including debt consolidation, home renovations, travel, medical or vet bills, or unexpected expenses.
To be eligible for a personal loan, you must be an Australian resident aged 18 or over. You’ll need to provide proof of income and identification. Our streamlined application process ensures quick approvals, with some customers receiving pre-approval in as little as 60 minutes.
One 2 Capital offers competitive interest rates on personal loans. The exact rate depends on factors like your credit score, loan amount, and repayment term. We understand that not everyone has perfect credit, and we work with a range of lenders to offer options for borrowers with various credit profiles.
Repaying your personal loan is easy. You’ll receive regular statements outlining your repayment amount and due date. You can choose between weekly, fortnightly, or monthly repayments to suit your budget. It’s important to make your repayments on time to avoid late fees and potential damage to your credit score.
A secured loan requires collateral, such as a car or property, to secure the loan. An unsecured loan doesn’t require collateral. While both options have pros and cons, One 2 Capital offers flexible loan options to suit your needs.
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